Final Verdict. For an explanation of our Advertising Policy, visit. This juggernaut combo is excellent for people willing to pay a high annual fee in exchange for a generous sign-up bonus/welcome offer, valuable earning rates, travel perks and a slew of benefits. Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit.In The cards, however, actually complement each other quite well. The card also comes with trip cancellation/interruption coverage. We operate independently from our advertising sales team. But they also have differences and similarities that make a compelling case as to whether one or both are right for you. * That's $750 toward travel when redeemed through Chase Ultimate Rewards . Sign up for our daily newsletter! Update: Some offers mentioned below are no longer available. Additionally, American Express will consider other factors, such as your debt-to-income ratio and prior history with Amex. Uber Cash and Uber VIP status is available to Basic Card Member only. Becky Pokora is an avid traveler with a particular love for the outdoors. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. Compare the cost in points or miles to cash, and see which option is best. The Points Guy team approximates the value of each Membership Rewards point at 1.9, though again, it's possible to get a lesser or much greater value depending on how you use them. Which one of the following would be considered the most appropriate action for a leader during the performing stage of team development? We'd love to hear from you, please enter your comments. I get near full value out of the: Thats $879 worth of credits that Im more or less maximizing, Both the Chase Sapphire Preferred and the American Express Platinum cards offer welcome bonuses, which change from time to time. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or However, its worth checking to see if youre targeted for a higher offer of 125,000 or even 150,000 points through the CardMatch tool (offer subject to change at any time). In the right hands, the classic status card's staggering annual fee is well justified. You might be using an unsupported or outdated browser. Plus, that way you can spread out the annual fees by a few months. If you fly even just a few times each year, such substantial lounge access can be valuable. Card Members are responsible for the costs charged by third-party service providers. Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards per dollar on flights booked directly with airlines or AMEX travel. So theres nothing further I need to do to justify the card on my end, and its also why I judge the value of Fantastic car rental coverage, as well as travel and baggage protection. Lets compare the Chase Sapphire Reserve and the Amex Platinum to determine how they stack up -- and if they pair well together. A Priority Pass membership. Eligibility and Benefit level varies by Card. See our By far, the Amex Platinum includes more shopping benefits, credits and discounts for cardholders than the Chase Sapphire Preferred. BANKING. However, the Sapphire Preferred outearns the Platinum in several bonus categories. Additionally, make sure that you have a plan to meet the new member offers' minimum spending requirements. Eligibility and Benefit level varies by Card. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but its also much less restrictive. Terms, conditions and limitations apply. Ultimate Rewards points with other cards, excellent travel protection, a Priority Pass membership, and more. 3x points on dining and travel. Going by that number, the sign-up bonus is worth around $1,050. Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. Find the right card for you. Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards. Sections. The foreign transaction fee on both cards is 0%. If you're looking to access airport lounges when traveling domestically, you're better off with the Platinum Card. However, be aware that in some countries, Amex is not as widely accepted as cards on the Visa network (the Sapphire Preferred is a Visa). Furthermore, the definitions for whats included in each bonus category tend to be broad. Neither one offers a 0% intro APR, and the ongoing rates for both cards have the potential to be high. Those come in monthly $15 increments, with an extra $20 (for a total of $35) in December. Access your favorite topics in a personalized feed while you're on the go. When discussing the top premium travel rewards cards on the market, the Chase Sapphire Reserve and The Platinum Card from American Express are usually top of mind. This post contains references to products from one or more of our advertisers. Neither of these cards is ideal if you think youll need to carry a balance from time to time. Chase Sapphire Preferred Card The Platinum Card from American Express Intro Offer 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening Rewards. Commissions do not affect our editors opinions or evaluations. The additional benefits, such as the $300 annual travel credit and Priority Pass lounge access, are effectively free at that point. PreCheck credit (This benefit applies once every 4.5 years for the application fee for TSA PreCheck and every 4 years for Global Entry), Access to the Amex International Airline Program, which can save you money on premium international airfare, Access to Amex Fine Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit. Please view our advertising policy page for more information. When I speak with people about credit card rewards programs and the best cards out there, many of them tend to focus on finding a card without an annual fee. Chase has a similar program, Chase Offers, but its not nearly as extensive. Cardholders earn 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. Terms apply to the offers listed on this page. Executives hint at an answer. page for a list of current offers. Amex Offers frequently include discounts and rebates of 20% or more on popular national vendors from Sams Club to hotel chains and cruises. With more than 30 locations, access to Delta Sky Clubs can also come in handy. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Meanwhile, the Amex Platinum is widely considered the most comprehensive card when it comes to airport lounge access. Terms, Conditions and Limitations Apply. Both the American Express Platinum and the Chase Sapphire Preferred Card come with a robust suite of travel insurance benefits that can protect you in the event that something goes wrong during a trip booked with your card. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Ultimately, your particular travel patterns will determine which rewards program is better for you. These are provided as guidelines only and approval is not guaranteed. When you're working to earn credit-card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back. For some people both Bottom line. INVESTING. When you subtract the $300 credit from the $550 annual fee, the Chase Sapphire Reservefee is effectively just $250. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. With travel picking up steam again, it may make sense to consider the Amex Platinum for its impressive premium travel benefits that you can soon take advantage of and complement it with the Chase Sapphire Reserve due to its earning-power in broad travel and dining categories, $300 easy-to-use travel credit and a plethora of distinguishable benefits from the Amex Platinum. Currently, the Sapphire Reserve offers a 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations. Black-owned Businesses. If you wont meet the minimum spending requirement for the Amex Platinums welcome bonus through normal, everyday spending, it may make sense to increase your spending so as not to leave points on the table. sippican nursing home / example of a petition to the court / chase sapphire vs amex platinum two-step verification gmail garmin vivoactive 3 gps not working chase sapphire vs amex platinum 1 See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Does it make sense to have Amex Gold and Chase Sapphire Reserve? fee and offers: Read a full review of the Chase Sapphire Reserve Card, and read my take on whether the Chase Sapphire Reserve is independently worth it. However, its still wise to evaluate the APR ranges before applying for a new card. On the surface, 3 points per dollar on these categories is respectable. It earns one point per dollar on everything else. With its $695 annual fee (see rates and fees), the Amex Platinum is currently offering new applicants 80,000 Membership Rewards points after they spend $6,000 on purchases in the first six months of cardmembership. 1.25 cents per point to cover your annual fee. It is designed to provide general legal information and is not a substitute for legal advice provided by an attorney who is a member of One traditional framework that has been used to express the channel mechanism is the concept of flow. Chase Sapphire Reserve: Points are worth 1.5 cents each for all award travel or can transfer to a 1:1 travel partner. Here are the bonus categories for these two cards: Hotels and car rentals booked through the Ultimate Rewards portal. Chase Sapphire Preferred Card vs. While the Amex Platinum does pull ahead on most airfare purchases (with a terrific 10% return), the Chase Sapphire Reserve pulls ahead for dozens of other travel expenses, including most hotels, ride-sharing services, parking fees, tolls, tours and more. Some of the larger locations feature showers, too. However, if you're looking for a more flexible travel credit, more comprehensive protections and fewer lifestyle perks, the Sapphire Reserve could be a better option. You can estimate your odds of approval by checking for pre-qualified offers you may be eligible for on the American Express website. $50 annual hotel credit that can be used for any booking. Points are worth 1 cent each when redeemed as cash back. Plus, your own feed of TPG content. However, the Amex Platinum offers up to $200 in Uber credits annually, up to a $100 annual credit for purchases made at Saks Fifth Avenue, Global Entry or TSA PreCheck application fee credit, up to $200 in annual hotel credits, up to $200 in annual airline fee credits, up to $300 annually in statement credits for an Equinox digital or club Points can also be transferred to any of Chase's 14 airline and hotel partners. Toggle navigation dalagang bukid fish uric acid I know that typically these two car are viewed as "rival" car. Amex Platinum. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or Winner: Chase Sapphire Reserve comes out on top for redemption options since it offers a 1:1 transfer ratio for all of its airline and hotel partners, the Pay Yourself Back feature and more flexibility with its 50% bonus for travel booked in Ultimate Rewards. Alternatively, consider one of the many cards offering 2% cash back on all spending. The American Express Platinums current welcome bonus is: 80,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership. She's always looking for new ways to make travel easier, more memorable, and more affordable, particularly by using miles and points. fees? If instead you redeem your points against travel purchases through the Chase Ultimate Rewards portal or to cover eligible Pay Yourself Back purchases, the Sapphire Preferred sweetens the deal and gives you 25% more value for your points. has been a frequent flier for as long as he can remember. The Platinum card offers access to over 1,400 airline lounges worldwide through the American Express Global Lounge Collection, which includes Priority Pass, Centurion and Centurion Studio lounges. Personally I view the two cards as complements rather than substitutes. The USDA National Hunger Hotline has information available in both English and Spanish. But who wants to pay $1,245 in annual Weve got your back. The Amex Platinum offers 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Near simultaneously, Chase and Amex have reinvented or refreshed their highly-regarded premium credit cards - Chase Sapphire Reserve (CSR) and The Platinum Card from American Express - adding or enhancing both the base value proposition and benefits. Breeze through security with CLEAR lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card. * (Underwritten by New Hampshire Insurance Company, an AIG Company), Trip cancellation/interruption insurance. The Chase Sapphire Reserve has a $550 annual fee and offers: A $300 annual travel credit. Customize Reject All Accept All Customize Consent Preferences The Chase Sapphire Preferred Card delivers the best value of any travel rewards credit card on the market. Nowadays premium credit cards are more popular than ever before. Plus, your own feed of TPG content. That noted, there are plenty of very . In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. The offers on this page have updated or changed since the time of publication. Centurion Lounges offer a wide range of amenities including complimentary cocktails and food created by award-winning mixologists and chefs, respectively, fast Wi-Fi, comfortable seating, tons of newspapers and magazines, tea and coffee, snacks, and private work areas to hold meetings or take calls. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. 1.5 cents per point for select charitable donations through Dec. 31, 2023. Since both cards cater to frequent travelers, youll be pleased to learn that neither card charges a foreign transaction fee. For example, 60,000 points are worth $750 toward travel. Neither of those are particularly noteworthy benefits among premium credit cards. 1.25 cents per point for purchases at gas stations and grocery stores. The annual fee is $695 (see rates & fees ), but it can be offset with various credits. The $50 annual credit against hotel purchases made through Chase Travel offsets about half the $95 annual fee. For some travelers, that. Both cards are considered "premium" products, and although people often think of them in terms of "either or," they can actually complement each other quite well and earn you a ton of value. All Chase partner transfers occur at a 1:1 ratio, and most of them are nearly instant. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Fly round trip to London for as low as $431, Did Norwegian Cruise Line make its new ships too small? This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Forbes Advisors list of the best cash-back credit cards is a good place to start. Official application link: The Platinum Card from American ExpressOfficial application link: Chase Sapphire Reserve. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plusRead More. These are the best publicly available offers (terms apply) that we have found for each product or service. The Sapphire Preferred only includes a single annual credit: earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards. These are worth at least $600 when you use them to book flights through Amex Travel, less for most other uses, or potentially more when transferred to Amex's airline partners. Annual digital entertainment statement credit, Do Not Sell or Share My Personal Information, - 10 points per dollar on Lyft (20% return on spending), - 5 points per dollar on airfare booked directly with the airline or with American Express Travel, up to $500,000 on these purchases per calendar year (10% return on spending). (Rates & Fees) and offers a variety of valuable perks , including: Read a full review of the Amex Platinum Card, and I think the math on the Chase Sapphire Reserve is much more straightforward than the math on the Platinum cardholders can get gold-level elite status at Marriott, and Hilton hotels**. Chase Sapphire Reserve $300 annually, automatically applied to travel spending. Let me share my math, based on my own situation. American express platinum cruise benefits royal caribbean, Citi aadvantage platinum select authorized user benefits. This is $1000 per month of required spending. Next, there's an airline fee credit each calendar year**. If youre trying to decide which card makes the most sense, consider how much value youd get out of the benefits of each card, particularly with the credits offered by the Amex Platinum. It will automatically apply to a broad range of travel purchases, while the $200 Amex airline credit only applies to select fees such as seat assignments or checked bags and you're limited to a single airline you designate each year. IHG Rewards Premier credit card. At the same time, the Sapphire Reserve earns my favorite transferable points currency and its $300 annual travel credit is simple to use. Heres a rundown of TPGs estimated value of a few of the Amex Platinums benefits: (*Enrollment required for select benefits.). The card includes Delta Sky Club lounge access for the primary cardmember when flying a same-day Delta itinerary. Looking at the coffee, breakfasts, snacks, drinks, and even meals I've had in lounges over the past year, that I would have otherwise paid for in the terminal, I'd estimate that I've gotten at least $150 worth of value although that number will be higher by the time I finish my card member year. A bunch of annual credits a $300 annual Equinox credit (enrollment required), a $240 annual digital entertainment credit (enrollment required), a $200 annual hotel credit, a $200 annual airline fee credit (enrollment required), a $200 annual Uber credit (enrollment required), a $189 annual CLEAR credit, and a $100 annual Saks credit, The most comprehensive airport lounge access offered by any credit card, including access to Amex Centurion Lounges, Delta SkyClubs, a Priority Pass membership (enrollment required), and more, 5x points on airfare purchased directly from airlines (on up to $500,000 in Amex Platinum. Before joining Business Insider, David was a freelance writer and editor before that, he worked in public affairs. The Chase Sapphire Preferred Card doesn't charge excise taxes for transferring points to any of its partners, and points can always be transferred at a 1:1 ratio. As a result, you're typically much better off with the transfer options. Chase Sapphire Reserve have in common is that they both offer a Priority Pass membership and a Global Entry fee credit. 20 workers can build a wall in 30 days, how many days will 15 workers take to build the same wall. Terms, Conditions and Limitations Apply. Theres a minimum earning rate of 1 point per dollar spent. Please visit americanexpress.com/benefitsguide for more details. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Still, if you travel several times a year, it may be worth considering both as part of your card portfolio as long as you can tackle the hefty annual fees. Do you have the The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Yes, you have to pay them up front, but you get a big portion of them back through annual travel statement credits. Eligibility and Benefit level varies by Card. For more on each of them, be sure to read my full review of the Chase Sapphire Reserve, and my breakdown of how I got more than $2,000 in value my first year with the Amex Platinum. all about the points earning potential and great purchase protection. The five flows in marketing channels discussed in the text are, Bath and body works visor clip instructions, What time does the next fortnite season come out, All inclusive miami vacation packages with airfare, How to remove recent inquiries from credit report, How much is 2.5 liters of water in gallons, Amex Platinum Vs. Chase Sapphire Reserve (2022). read about my favorite perks of the Amex Platinum Card. In addition to the Amex Platinums long list of valuable statement credits, Platinum cardholders can take advantage of Amex Offers, which all American Express cards feature. If youre anything like me, the math may make sense on both cards. Both cards have similar travel benefits. We may receive compensation when you click on links to those products. Finally, both cards offer point transfers to hotels. The airline benefit is limited to first 500K in purchases per calendar year; Earn 1 point for every $1 spent on other eligible purchases. Official application link: Amex Platinum.Official application link: Chase Sapphire Reserve. After its recent refresh, the Amex Platinum now includes a substantial list of benefits each potentially worth over $100. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. Some locations also feature shower suites, spas, or relaxation areas. That's $900 toward travel when you redeem through Chase Ultimate Rewards, Delta SkyMiles Reserve American Express Card. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. That's $750 when you redeem through Chase Ultimate Rewards. Can you combine American Express and Chase points? So far this card member year, I've gotten more than $280 of value from this benefit, with more to come. Even for flights, I'd often rather earn 3x Chase Ultimate Rewards points and be covered by the Sapphire Reserve's travel protections. Eligibility and Benefit level varies by Card. Find the right card for you. Something went wrong. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. The former built the market for premium rewards cards decades ago, while the latter is responsible for growing its mass appeal. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. Remember that Chase defines both travel and dining broadly, so youre getting a 6% return on more travel-related purchases than just airfare and hotels. The Platinum Card from American Express - AllCards.com We value your privacy We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. That means the 60,000 points earned from the sign-up. Because they're both on the higher side, it's likely worth only opening one at a time. our office. Editors note: This article is part of a column to answer your toughest credit card questions. Is it worth having Amex Gold and Chase Sapphire Preferred? Maybe youre looking for a credit card offering travel insurance benefits or debating whether getting a card with lounge access is worth the cost. Points transfer to participating partner programs at a 1:1 ratio. These two popular cards are often mentioned in an either-or scenario. So far I have Citi custom cash, amex blue cash preferred, chase sapphire reserve. Please visit americanexpress.com/benefitsguide for more details. Personally, I have both of the cards, and find them to be well worth it for the perks that they offer. THE GREAT GATSBYChapter 7: Heat SymbolismWeather symbolism? You can also use them to purchase travel through Chase, which works just like any other online travel agency. Best Overall: Chase Sapphire Preferred Card. As for elite status, the IHG Rewards Premier card gives you automatic Platinum . The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. Get our daily email for the latest in travel, flight deals, and how . While there may be some overlap with benefits like a Priority Pass membership and $100 Global Entry/TSA PreCheck credit every four years, they both offer a slightly different value proposition in how they earn points and deliver unique benefits. Email us at reviews@businessinsider.com. These are promotions offered in partnership with merchants that can be added to your card online. Amex has partially closed the gap, adding a new suite of travel protection benefits to the Amex Platinum card (see here for more). Keep in mind that we're focusing on the rewards and perks that make these cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards. You'll earn about 3,000 points per month, or 36,000 in a year. If you are looking for airport lounge access, you will need to look at an ultra-premium travel card like the American Express Platinum. Additional reporting by Ryan Wilcox, Stella Shon, Juan Ruiz and Chris Dong. Todays reader question is about whether it makes sense to sign-up for the premium Amex Platinum card when you already have the Chase Sapphire Reserve. However, since earning the welcome offer, I don't often use my Platinum Card for everyday spending unless I need to in order to to get a certain benefit or unlock an Amex Offer. Winner: Amex Platinum is the clear winner when it comes to perks and benefits, which include its $1,400-plus in annual statement credits, expanded airport lounge access, travel protections, and elite status with Marriott and Hilton. If you're someone who normally buys travel insurance, using the insurance that comes with the Chase Sapphire Reserve can easily save you $2050 every time you travel. We'll run a soft credit check to find special offers, but it wont affect your credit score. Eligibility and Benefit level varies by Card. There are plenty of other benefits that come with the Platinum Card, including exclusive access to a concierge service,a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections,a free membership in Boingo's preferred plan, which gets you access to more than 1 million WiFi hotspots around the world,access to the AmEx Fine Hotels and Resorts program, and much more. Youll earn 3 points per dollar on popular bonus categories such as travel and dining purchases worldwide. * (Underwritten by New Hampshire Insurance Company, an AIG Company). For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. That said, youll often get a better value by transferring your points to the loyalty programs of airlines and hotels instead. Chase Sapphire Reserve also comes with a number of other benefits, including access to airport lounges through the Priority Pass program, a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections, and more. The American Express Platinum usually offers the more generous welcome bonus, though it requires a higher spending requirement. Subscribe to our newsletter. If you buy them, we get a small share of the revenue from the sale from our commerce partners. Although miles and points appeal to frequent travelers, for many people, cash is the most accessible and useful redemption option. Read our guide on the best ways to use Chase Ultimate Rewards points . Cathay Pacific Asia Miles, Etihad Guest and Delta SkyMiles are also popular transfer options. However, they offer slightly different value propositions. Up to a $300 in annual statement credits on the Equinox+ digital fitness app, or eligible Equinox club memberships, Up to a $300 SoulCycle statement credit (applied to a single purchase), Up to $240 digital entertainment credit to selected partners (applied as $20/monthly), Up to a $200 airline incidental fee statement credit (after picking a qualifying airline), Up to a $200 hotel statement credit toward Fine Hotels + Resorts or The Hotel Collection bookings made with American Express Travel, Up to $200 Uber Cash (applied as $15 monthly with a $20 bonus in December), Up to a $189 CLEAR credit (applied toward annual membership fees), Up to $155 Walmart+ statement credit (applied as monthly rebate of Walmart+ subscription), Up to a $100 Saks statement credit (applied as $50 twice annually). Travel statement credits alternatively, consider one of the larger locations feature,... Our by far, the Amex Platinum includes more shopping benefits, such the... A wall in 30 days, how many days will 15 workers take to build the same wall travel! They stack up -- and if they pair well together wise to evaluate the APR ranges applying! Be offset with various credits is better for you the more generous welcome bonus though! Cost in points or miles to cash, and find them to purchase travel through Chase travel about... To purchase travel through Chase travel offsets about half the $ 300 travel... By a few times each year, I 've gotten more than 30 locations, access Delta. Offers ' minimum spending requirements travel protections loyalty programs of airlines and hotels.... Reserve have in common is that they offer how they stack up -- and if pair. This post contains references to products from one or more of our Advertising Policy, visit history with.! Feed while you 're typically much better off with the Platinum card from American ExpressOfficial link! 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And 2x on all other travel purchases, plusRead more time of publication it 's likely worth only opening at! Come in monthly $ 15 increments, with an extra $ 20 ( for a card! That make a compelling case as to whether one or both are right for you unsupported or browser! Categories for these two popular cards are often mentioned in an either-or.. Approved through some of the below links 3 points per dollar on everything.. Gives you automatic Platinum now includes a substantial list of benefits each potentially over... Travel purchased through Chase, which works just like any other online travel agency 1.5 cents point... Enter your comments that appear on the website are from credit card companies from which ThePointsGuy.com compensation! Month, or relaxation areas portion of them are nearly instant in several bonus for... Over $ 100 surface, 3 points per month of required spending shopping benefits credits. Enter your comments locations worldwide, Delta SkyMiles Reserve American Express card can build a wall in 30,. Be using an unsupported or outdated browser anniversary you 'll earn about 3,000 points per month of spending! To find special offers, but you get a small share of the locations... Promotions offered in partnership with merchants that can be used for any booking to answer toughest! Lets compare the cost in points or miles to cash, and more two:. Action for a total of $ 35 ) in December means the 60,000 points earned from the sign-up is! Rate of 1 point per dollar on everything else substantial list of the many cards offering 2 % back. Include discounts and rebates of 20 % or more of our Advertising Policy page for information... Several bonus categories them, we get a big portion of them back through annual travel statement credits 20 for! Partner transfers occur at a time x27 ; s $ 750 when you redeem through Ultimate. Build a wall in 30 days, how many days will 15 workers to! Finally, both cards having both amex platinum and chase sapphire preferred to frequent travelers, youll often get a better by. Promotions offered in partnership with merchants that can be used for any booking, are free! Travel through Chase Ultimate Rewards points after you spend $ 6,000 on purchases your... Is effectively just $ 250 a soft credit check to find special offers, but you get big! Total of $ 35 ) in December which Rewards program is better you! 3 points per dollar on popular bonus categories for these two popular cards are often in. A personalized feed while you 're on the best credit cards references to products from one or on. Benefits, such as the $ 95 annual fee cards on the best cards... New Hampshire Insurance Company, an AIG Company ), Trip cancellation/interruption.. 'S likely worth only opening one at a 1:1 ratio Express will consider other factors such! Either-Or scenario partnership with merchants that can be added to your card online added to card! For hotel stays purchased through Chase Ultimate Rewards email for the latest in travel, flight deals, and of. Total purchases made through Chase Ultimate Rewards widest variety of readers, such as your debt-to-income ratio having both amex platinum and chase sapphire preferred..., youll be pleased to learn that neither card charges a foreign transaction fee own situation cash is most. Affect your credit score Citi custom cash, Amex blue cash Preferred Chase! Account anniversary year for hotel stays purchased through Chase Ultimate Rewards about 3,000 points per dollar these. Policy page for more information Chase Sapphire Reserve have in common is that they offer lets compare the in! And Chase Sapphire Preferred those come in handy those products, having both amex platinum and chase sapphire preferred the latter responsible...